新华保险在中国寿险业在一定意义上总统,还没有开始
2015-11-29 15:42   来源:未知 点击:

北京11月27日(由陈苏刘晨杳)中国官员正在推动一个供方改革,万峰,新华保险在21世纪的第10届亚洲金融代表性的第27届会议主席,寿险行业的供应产品和服务方面的改革应该回归到原始的寿险公司,专注于养老,健康,医疗,意外等保险产品的发展。

随着消费需求已成为中国经济增长的新引擎,作为负消费,供应对促进消费升级和经济平衡的重要作用。近日,中国国务院加快新动力发展的新供应的形成,中国经济改革的供方和一时成为流行语。

在这方面,万峰,27表示,寿险产品的供给方面也需要一场深刻的变革。

&在一定意义上说,中国的寿险行业还没有开始&。万峰表示,未来20年中国养老金缺口将达到数百上千万元,必须加快转型,实现寿险业的快速发展,使养老,医疗和医疗保险,成为寿险产品未来的主流。

在目前火热的中国金融产品,它现在已经蔓延到保险公司,甚至成为主流产品。 &如果你选择保险公司的理财产品,它是指在金融领域选择的竞争,以及银行,证券公司竞争,面对竞争对手的专业保险公司如何竞争太&?;万峰坦言,保险公司不应该是一个金融产品的供给方主流。

此外,万峰还指出,寿险产品无法满足公众的需求主要是由于寿险产品消费的制约因素。 &上万种产品目前全行业的积累,但最应该通过强制的市场表现来实现,其根本原因是产品不符合道路&。

在提升服务供给方面的改革,万峰认为,我们应该着眼于权利和与政策规定相关的基础服务,如理赔服务,而不是集成,医疗,VIP和其他增值服务的利益。此外,保险公司应注重提升服务代理。

&登陆政府税收优惠将导致中国寿险业的进一步发展,我们应该抓住这个机会&。万峰说,&国家给予税收优惠政策是不支持金融产品的发展,但为了支持中国的养老,医疗,健康事业。 &(完)

Beijing November 27 (by Chen Su Liu Chen Yao) Chinese officials are pushing for a supply-side reforms, Wan Feng, president of NCI in the 27th annual meeting of the 10th Asian financial representation of the 21st century, the life insurance industry supply products and services side reforms should make the return to primitive life insurance company, focused on the development of pension, health, medical, accident and other insurance products.

As consumer demand has become the new engine of economic growth in China, as a negative consumption, supply plays an important role in promoting consumption upgrading and economic balance. Recently, the Chinese State Council to accelerate the development of new impetus to the formation of new supply, the supply-side of China's economic reform and the incident became a buzzword.

In this regard, Wan Feng, 27, said the supply side of life insurance products also need a profound change.

"In a certain sense, China's life insurance industry has not yet begun." Wan Feng said the next 20 years China's pension gap will reach hundreds of thousands of yuan, must accelerate the transition to achieve rapid development of the life insurance industry, so pension, health and medical insurance to become the future mainstream of life insurance products.

On the current hot Chinese financial products, it has now spread to the insurance company and even become mainstream products. "If you choose an insurance company financial products, it means choosing competition in the financial sector, and banks, securities companies compete, face professional rival insurance company how to compete too?" Wan Feng admitted that the insurance company should not be a financial product supply side mainstream.

In addition, Wan Feng also noted that life insurance products can not meet the public demand is mainly due to the constraints of life insurance products consumption. "The current industry-wide accumulation on thousands of products, but most should be achieved by forcing the market performance, the fundamental reason is the product not meeting the road."

In promoting service supply side reforms, Wan Feng believes, we should focus on the rights and interests of basic services related with the policy provisions, such as claims service, rather than integration, medical, VIP and other value-added services. In addition, the insurance company should pay attention to enhance the service agent.

"landing government tax incentives will lead to further development of China's life insurance industry, we should seize this opportunity." Wan Feng said, "State gives preferential tax policy is not to support the development of financial products, but To support China's pension, health care, healthy career. "(End)

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